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A Vow of Poverty Was Never In The Job Description

May 26, 2026 by
A Vow of Poverty Was Never In The Job Description
Larry Stuart, Jr.
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Nobody walked into deathcare expecting to get rich. The work is sacred, the hours are unsociable, and the gratitude, when it shows up, doesn't show up on the P&L. Fine. None of us signed up for a yacht.

But somewhere along the way, "you don't get into this for the money" turned into "you shouldn't worry about the money," and that is a much more dangerous sentence. A vow of poverty was not in the job description. Plenty of owners are functionally living one anyway, and most of them are not better at serving families because of it. They are tired, short-staffed, and watching independents around them get bought or shuttered. They are arbitrating, every quarter, between two values that don't seem to belong in the same building. Calling on one side. Books on the other.

That fight is the problem. Not the calling. Not the books. The framing.

The calling isn't the only thing that needs protecting

Nobody who has worked a removal at 2am, sat with a family in the worst hour of their year, or hand-checked the chain of custody on a cremation before the retort fires up, needs me to defend the calling. It is real. It is heavy. It is, for a lot of the people reading this, the part of the job that decides whether they stay in the profession or walk out.

But protecting the calling somehow became code for treating the money like it wasn't part of the work. Pricing conversations got pushed to "next quarter" for three years in a row. Technology investments got framed as cold, or corporate, or unbecoming. The phrase "we don't run this place like a business" became a virtue signal instead of a warning sign. The firms that leaned hardest on that language are not, on the whole, the ones still hiring in 2026.

Closed doors don't serve anyone

Funeral homes, cemeteries, and crematories have been closing or selling in numbers the profession does not talk about enough. Consolidators are buying. Independents are folding into them or quietly shutting the doors. Crematories that opened in the 2010s on shoestring math are staring at equipment refresh cycles they did not budget for.

The owners who got hit hardest were not, on the whole, the ones who cared the least. A lot of them cared deeply. They just did not raise prices when their suppliers did. They subsidized loss-leading service lines out of stubbornness. They held onto staff configurations that made sense in 1998 and didn't make sense by 2022. They protected the calling. They did not protect the firm that carried the calling.

Margin is what keeps the doors open. Doors that close don't take care of anyone.

What we actually mean when we say "business"

In some rooms in this profession, "business" still gets used like a slur. As though running a real business is the opposite of caring for families. That is the slip-up worth fixing first, because everything else follows from it.

A business, in this industry, means knowing what each service actually costs you to deliver. Not what your price list says. What it costs. Labor, facility, equipment depreciation, payment processing fees, the whole load. It means raising prices when your inputs rise, on a schedule, not when you finally panic. It means not cross-subsidizing one product line with another so quietly that nobody on your team can tell you which lines are paying for which. It means hiring people you can afford to keep, paying them what they're worth, and building schedules that don't burn them out by year three.

A business, in 2026, also means investing in the systems that let you do the work without losing track of it. A real ERP. A real payment stack. ID and chain of custody that lives in a system, not in someone's head. Marketing that brings families in the door instead of waiting for the phone to ring out of loyalty that may or may not still exist in your service area. None of that is corporate. All of it is what professionalism looks like in the era we are actually working in.

The calling, in this year, runs on margin and on systems. It is not separate from them. It depends on them.

We've been selling preneed to the wrong customer

Here is one place this shows up concretely. Preneed has been built, for a generation, on a philosophical mistake. We have been selling it to the person who is going to die.

That sounds obvious. It is also producing the wrong outcome at the kitchen table. When the pitch is aimed at the future decedent, the conversation gets framed around being a good guest in your own death. Don't be a burden. Keep it simple. Save the family the trouble. That framing produces "just cremate me" with depressing consistency, because almost nobody believes they are worthy of a grand celebration in their own honor. Most people, especially the generations signing preneed contracts today, will say some version of, "I don't want to be a burden."

My mother said that to me all the time. "I don't want to be a burden when I'm gone." My answer was always the same. "Mom, if you don't want to be a burden, don't die." The burden was never the celebration. The burden was the death itself. The funeral, the service, the gathering, the wake, whatever you want to call it, is the first step in helping grief run its course. Grief does not end. It does get easier when there is something to do with it.

The actual customer for preneed is not the person whose name goes on the contract. The actual customer is the family that person loves and is trying to protect. When the marketing speaks to that family, to the people who will do the grieving, the conversation changes. It becomes, "you are going to want to be involved in choosing how to honor your mom." Now the prospect is making a decision with their future grief, not their future irrelevance. You are not asking them to shrink themselves out of their family's memory. You are asking them to think about the people who will need somewhere to put the love after the death comes.

That is a completely different sales conversation. It is also, not coincidentally, a much better one for the business.

The question worth sitting with

The fight between "calling" and "business" gets easier the minute you give up both words. The right one was never either of them. It was stewardship. Stewardship of the family in front of you today. Stewardship of the staff who carry the emotional weight of this work. Stewardship of the firm itself, so it is still here for the family that calls next month, next year, next decade. Stewardship of the profession, so the standards we hold each other to do not slip when the easy money walks in the door.

Stewardship answers the preneed marketing problem, the pricing problem, the technology problem, and the burnout problem at the same time. It is not greed. It is not callousness. It is making sure the work continues.

So the question is not whether you care about families. Everyone reading this past their first year in the profession has already answered that one in the affirmative or has left. The question is sharper than that.

Is your firm built to still be here in ten years for the families who will need it then? Not the families you served last week. Not the ones already on your preneed list. The ones who don't know your name yet because they haven't had to. The ones who are going to walk into a funeral home, a cemetery office, or a crematory in 2036 with a different set of expectations than the ones you grew up serving, and who will need somebody who has invested in being ready for them.

If the honest answer is no, that is not a failure of compassion. That is a stewardship problem. And stewardship problems have solutions. They start with the books, which is to say, they start with the calling, properly understood.

A Vow of Poverty Was Never In The Job Description
Larry Stuart, Jr. May 26, 2026
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